CIBIL score on a decline? 6 key steps to follow to improve it

CIBIL score on a decline? 6 key steps to follow to improve it

Maintaining a healthy credit score is vital for financial stability. There are numerous factors responsible for a healthy credit score such as length of credit history and credit utilisation ratio. Additionally, if you are struggling to make payments, consider reaching out to your creditors to discuss alternative payment arrangements or hardship programs. Your bank may … Read more

What are the effects of credit counselling on your CIBIL score?

What are the effects of credit counselling on your CIBIL score?

When you fall ill, you are advised to see a doctor. Similarly, when your credit score is not in good health, it is recommended to see a credit counsellor.  Credit counselling is likely to have a range of effects on your CIBIL score, based on your individual financial situation and how you make use of these … Read more