Buying a home in your 40s? Here are 4 key things to keep in mind

Buying a home in your 40s? Here are 4 key things to keep in mind

In their forties, many people wish to purchase a home. This decade of life typically results in a more established career, presumably higher income, and greater savings compared to their 20s or 30s. It would be best if you had a clearer idea of your long-term objectives and what you want in a home as … Read more

Elections 2024: How to position your portfolio ahead of significant events

Elections 2024: How to position your portfolio ahead of significant events

Recently, social media has been inundated with inquiries from people seeking advice on how to position themselves in anticipation of significant events, such as trends emerging from the general election at 9.15am on 4 June, when India’s equity markets open for trade. Big events often create anxiety for most people regarding the decision to act … Read more

Income Tax: Make note of these 5 key points if you are a salaried taxpayer

Income Tax: Make note of these 5 key points if you are a salaried taxpayer

As the deadline of July 31 to file income tax (I-T) returns is approaching fast, taxpayers must be scouting for documents, forms and necessary information to be able to file their tax return as soon as they can. Before filing your tax return, make sure that you have linked your aadhaar with your PAN. The bank account … Read more

Fiscal Empowerment: This is how mothers are redefining financial freedom

Fiscal Empowerment: This is how mothers are redefining financial freedom

The financial independence of women is described by the term fiscal feminism and it is becoming popular in India. This term represents women’s freedom in terms of money, especially those who are mothers since they are defying traditional barriers and redefining their roles within the financial sector. The emergence of fiscal feminism India has experienced … Read more

How this telecom executive is strategizing his path to FIRE

How this telecom executive is strategizing his path to FIRE

Guin began his career in software sales, but now works in a strategy role at a large telecom firm, which he transitioned to after earning an executive MBA at the Indian Institute of Management, Ahmedabad. He discovered the FIRE movement on social media in 2018, but his interest deepened during the covid pandemic in 2020. … Read more

Income Tax: How to authenticate notice issued by the department? A step-by-step guide

Income Tax: How to authenticate notice issued by the department? A step-by-step guide

Have you ever received any income tax notice mentioning a defect in your return? This is sufficient to send a chill down the spine of a ‘common man’ or a ‘common woman’. However, anxiety is not going to take you anywhere. First of all, you need to authenticate the notice sent from the department before … Read more

‘Super Rich in Korea’ on Netflix: 3 hidden money lessons to learn from the series

'Super Rich in Korea' on Netflix: 3 hidden money lessons to learn from the series

If it’s ‘hollow’, then should we be watching, you will naturally ask, dear smart investors! Look at it this way: watch it so you stop yourself from becoming like them. Also Read: Hollywood Con Queen on Apple TV+: Valuable money lessons to learn from the documentary Money Can’t Buy You Love The Beatles sang this … Read more

Will UPI cash deposit facility render debit cards irrelevant?

Will UPI cash deposit facility render debit cards irrelevant?

Will the RBI’s (Reserve Bank of India) latest decision to allow UPI (Unified Payments Interface) for cash deposits at ATMs (Automated Teller Machines) result in debit cards losing their relevance? The once ubiquitous debit cards are already slowly giving way to UPI. While the share of mobile payments has more than doubled in the last … Read more

Investing in debt instruments? Learn how agencies give them credit ratings as Sebi releases master circular

Investing in debt instruments? Learn how agencies give them credit ratings as Sebi releases master circular

Before opting for a debt instrument, investors are often recommended to check the credit rating. Higher the rating, the safer the instrument and conversely, the lower the rating, the riskier the investment.   However, one may wonder what are the criteria based on which these agencies such as CRISIL and ICRA rate the financial products. Each … Read more